IIC Advanced Skills for the Insurance Broker and Agent 認定 C131 試験問題:
1. Insurance premiums on automobile fleet policies are based on which factor?
A) Overall experience of all drivers
B) Original purchase price of all vehicles in the fleet
C) Driving record of the individual drivers
D) Mechanical condition of a vehicle from one particular fleet
2. Which peril is commonly excluded under the commercial property broad form (CPBF)?
A) Leakage from fire suppression systems
B) Explosion of natural or manufactured gas
C) Riot
D) Pollution
3. By conducting online research of a risk's profile and website, and asking about supplies, machinery, and manufacturing process used, which liability exposure of the risk is being assessed?
A) Contractual
B) Professional
C) Premises
D) Current
4. Alberta Trucking Company frequently transports material back and forth from Canada to the United States. It employs over forty truckers, who, upon hiring, have criminal and reference checks completed. A trucker, transporting general freight, has recently been stopped at the border by a United States customs agent, who refuses to let him through. What is the likely reason for the custom agent's refusal?
A) The truck is not insured for the minimum $200,000 limit required in the United States.
B) The truck is not displaying the trucker's medical or criminal check certificates.
C) The trucker did not register for an International driver's licence.
D) The trucking company did not follow the guidelines when arranging the filing.
5. When should a broker recommend that a client amend their existing risk management plan?
A) When changing a manufacturing process
B) When hiring a new staff member
C) Annually at renewal
D) After financial statements are published
質問と回答：
| 質問 # 1 正解： A | 質問 # 2 正解： D | 質問 # 3 正解： D | 質問 # 4 正解： D | 質問 # 5 正解： A |
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