IIC Essential Skills for the Insurance Broker and Agent 認定 C130 試験問題:
1. Prominently included on some property insurance policies is the statement "This policy contains a clause that may limit the amount payable." What clause is being referred to?
A) Deferred payment clause
B) Coinsurance clause
C) Named exclusions clause
D) Stacked limits clause
2. Briefly discuss the liability exposures that arise from the ownership of animals.
3. Why do insurers prefer not to issue personal-lines forms for a dwelling that is owned by a numbered company and used for the company principals to reside in?
A) Inspections are prohibited on personal-lines policies.
B) Policy wordings restrict the named insured to an actual person.
C) Coverage for fire damage varies greatly between personal-lines and commercial-lines.
D) Liability could extend to other, unrelated operations of that numbered company.
4. Chandeep, a broker with binding authority, sold property and liability coverage to his new client, Multiplex Movies. Three days into the policy term, there was a slip-and-fall incident. The liability loss was denied by the insurer. Multiplex Movies sues Chandeep for E & O. Which allegation will most likely be successful for the insured?
A) Failure to provide cover for exposures
B) Failure to provide cover in time
C) Failure to explain the steps to take in the event of a claim
D) Failure to issue a tangible policy
5. In insurance sales terminology, what is a lead?
A) A member of a group of potential clients that fits the profile that has been determined as the marketing target
B) An insurer with an underwriting policy that most closely aligns with a broker's requirements
C) A segment of existing clients who have similar insurance coverage needs
D) A broker who aims to meet their clients' needs with products
質問と回答：
| 質問 # 1 正解： B | 質問 # 2 正解： メンバーにのみ表示されます | 質問 # 3 正解： D | 質問 # 4 正解： A | 質問 # 5 正解： A |
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