Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 認定 Accident-and-Health-or-Sickness-Producer 試験問題:
1. If an insurer pays an individual accident and health insurance claim during a policy's grace period:
A) The deductible is waived
B) A 10% service fee is charged
C) The policy is canceled automatically at the end of the grace period
D) The amount of unpaid premium may be subtracted from the reimbursement
2. The Maryland State Benchmark Plan applies to which of the following?
A) Medicaid plans sold through the Exchange
B) Individual Health Benefit Plans sold through the Exchange
C) Individual Health Benefit Plans sold outside the Exchange prior to January 1, 2014
D) Medicare supplement plans sold outside the Exchange prior to January 1, 2014
3. All of the following are considered to be fraud EXCEPT:
A) Collecting a proper premium for insurance that is provided
B) Collecting a premium for insurance that is not provided
C) Collecting a charge for insurance that is less than the charge applicable to that insurance
D) Willfully collecting a premium that exceeds the amount of the premium
4. In dental insurance coverage, which one of the following typically is EXCLUDED?
A) Preventive care
B) Dental X-rays
C) Root canal therapy
D) Treatment started prior to the eligibility date
5. When an accident and health insurer requires a covered individual to undergo a physical examination, who pays the cost of the examination?
A) The principal insured individual
B) The insurer
C) The premium payor
D) The patient or parent of the patient
質問と回答:
質問 # 1 正解: D | 質問 # 2 正解: B | 質問 # 3 正解: A | 質問 # 4 正解: D | 質問 # 5 正解: B |