California Department of Insurance CA Life, Accident and Health or Sickness Examination 認定 CA-Life-Accident-and-Health 試験問題:
1. The use of non-medical life insurance accomplishes all of the following EXCEPT
A) insureds can avoid answering medical questions on the application.
B) there is less demand on the medical profession.
C) the processing of life insurance applications is expedited.
D) insurer expenses are reduced by the cost of paying for medical examinations.
2. Under the Consolidated Omnibus Budget Reconciliation Act (COBRA), which of the following is a qualifying event?
A) Marriage
B) Divorce
C) Relocation
D) Promotion
3. What rights do individuals have if they disagree with a decision on the amount Medicare will pay?
A) They can terminate making premium payments until the claim is resolved.
B) They can change Medicare carriers.
C) They can ask the Medicare carrier to review the decision.
D) They can request a second opinion by the state medical examiner.
4. Life insurance policy illustrations must include all of the following EXCEPT
A) the page number of each page.
B) the relationship of each page to the total number of pages.
C) a statement that all benefits and values are guaranteed.
D) the name of the insured.
5. California long-term care policies may be identified as any of the following EXCEPT
A) Home Care only.
B) Acute Hospital Care only.
C) Comprehensive Long-Term Care.
D) Nursing Facility and Residential Care Facility only.
質問と回答：
| 質問 # 1 正解： A | 質問 # 2 正解： B | 質問 # 3 正解： C | 質問 # 4 正解： C | 質問 # 5 正解： B |
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